The Student Access Loan is administered by Georgia Student Finance Commission and
is funded by state general funds and proceeds from the Georgia Lottery for education.
This loan program is designed to be funding of last resort for college students
who have a gap in their college financing. The interest rate on the loan is 1% and
the repayment term is ten years after graduation. Loan funds may be used towards
any part of the student's cost of attendance. Interest payments are required while
the student is enrolled. Students may borrow up to $3,000 per year.
Students must be Georgia residents and United States citizens or Eligible Non-Citizens.
Students will be randomly selected from the pool of all applicants. To be eligible
for the Student Access Loan Program, students must have applied for other student
financial aid including federal and state scholarships and grants.
For more information or to apply online, go to https://www.gafutures.org/
- Click on the HOPE & State Aid Programs tab.
- Scroll down to State Loans and click tab to access information and application.